Repair Bad Credit

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If you have are deep in debt and also have bad credit, you’re facing a double whammy that makes credit repair especially challenging. When you have bad credit, interest rates go up on all of your credit cards and anywhere else that you may have taken out a loan, and it’s harder [...]

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Living Without Credit

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It’s a common belief these days that you simply HAVE to use credit to survive, but this is far from the truth.
How do you think people survived before credit cards were invented? The first credit card ever invented was the Diners Club card in the early [...]

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First Steps To Paying Off Debt

If you want to live debt free, you are going to have to examine what led you to get into debt in the first place – and not just in debt, but over your head in debt. Some people get into debt because of circumstances beyond their control – an illness, or a layoff. [...]

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