Learn How to Get Debt Free
You have an obligation to repay your debts, even if you have fallen on hard times. However, you don’t have an obligation to be harassed, to be threatened, to be treated badly. The Fair Debt Collection Practices Act offers protection to consumers who have borrowed money. This does not mean that you can, [...]
The worst things that you can do to your credit rating
Maintaining a good credit rating is more important than ever in this economy, because loan standards have tightened up considerably. A credit rating that would have been considered good even a few years ago is now likely not enough to get you approved for a [...]
If you want to stay out of debt, or get out of debt, there are some numbers you should be keeping a close eye on.
Your credit score – at the very least, check your credit report once a year to make sure there is no inaccurate information on there, but if you can afford it, [...]
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If you have are deep in debt and also have bad credit, you’re facing a double whammy that makes credit repair especially challenging. When you have bad credit, interest rates go up on all of your credit cards and anywhere else that you may have taken out a loan, and it’s harder [...]
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